Lungdam – ကလစ် အောင်မြင်ပါသည်။ – Page 5 – ကျေးဇူးပြု၍
နောက်ထပ့် လင့်တွေ ကလစ်ပေးပါ။
အပေါ်/အောက် က ကြော်ညာ တွေကို ဝင်ကြည့်(နှိပ်)သွားပေးပါအုန်း။
What’s the deal with health insurance in the U.S.? It’s a pretty complicated system, but it boils down to something like this: many Americans have health insurance through their jobs. If you get sick or hurt, you can visit a network of doctors and other providers that your plan has set up contracts with. The plan then coordinates all your medical care and pays the rest. When you receive health insurance, you are typically offered a choice between a PPO (Preferred Provider Organization) or HMO (Health Maintenance Organization). The most popular type of plan is an HMO. It means you visit a primary care physician first before seeing a specialist. Most HMOs have low premiums and co-pays for medical services. You can only see specialists with a written referral from your primary doctor.
There are two ways you can get health insurance: through your employer or on your own. If you get it through your employer, it’s usually the cheapest option for you. Your employer will help pay for some of the premiums, and you’ll usually have to wait a few months before you can sign up. But this is how most people in the US get their health insurance. If you are a high risk to your employer, you can also use an individual policy. These plans are more expensive than group plans, and are not even available to all employees.
The most common way to get health insurance in the US is through an employer plan. This is the most popular option, and companies even offer it on day one of employment. In addition, employers usually pay part of the premiums. This can make it much less expensive than other options. Group plans are usually very inexpensive, but high-risk individuals may not be able to qualify for them. If you don’t have an employer plan, you can still get health insurance.